Transferring credit
You earned it
Starting at a new school doesn’t mean leaving progress behind. You worked hard to get where you are, and past experience will help position you for success at IU.
Keep reading to learn about the many ways credit can transfer to an IU campus, including through credit for completed courses, credit by exam, credit for prior learning, and more.
Credit Explorer
To get a personalized estimate of how your course and test credits will transfer, check out our Credit Explorer tool.
Tip: Have your transcripts ready so you can input your course info.
Types of transfer credit
There are many options for students to earn credit toward their degree! Here’s an overview of the various ways your credit may transfer to IU:
Get credit by exam
Proficiency exams offer students an opportunity to earn credit for one or more courses based on a demonstrated knowledge of the material. Eligible exams include College Level Examination Program (CLEP), DANTES Subject Standardized Tests (DSST), Advanced Placement (AP), and International Baccalaureate (IB) exams.
Get credit for completed courses
Any one of our IU campuses is a great place to land, whether you’re coming from another university in Indiana or a college across the country. And many times, classes you’ve already completed may be recognized by IU and count as semester hours toward your degree.
How will my college credits transfer to IU?
The IU campus you apply to will formally evaluate your official college transcripts to determine if your previous coursework from another institution translates to credit at IU. Coursework that you completed from one or more regionally accredited institutions (no nationally accredited institutions), in which you received a grade of C or higher, will be eligible for credit at IU. No more than 64 credit hours from a two-year community college or associate degree program will be eligible to transfer to IU.
To get an idea of how your courses from another institution may transfer to IU, check out our Credit Explorer.
Dual credit
Individual schools or departments at IU will determine how transferred credits apply toward your degree requirements. Although transferred credits may count toward your degree at IU, they will not count toward your GPA.
Coursework completed in high school through programs such as the Advance College Project (ACP) and Advanced Placement (AP) courses often satisfy core requirements.
International credit
We evaluate transcripts from international institutions to award equivalent departmental credit.
Get credit for prior learning
IU welcomes students from a diverse range of backgrounds. Some life learning and experiences, such as employment or volunteer work, time in the military, and non-credit training might constitute college-level learning. Credit for Prior Learning (CPL) is the evaluation and assessment of those experiences for college credit, certification, or advanced standing toward future education or training.
CPL is awarded through a variety of methods. Because each school or department determines its own process, you’ll want to work with admissions at your campus (contact information below) to see what CPL credit you will get.
Active-duty and veterans can receive college credit for military service and save time and money at the same time. A Joint Services Transcript (JST) should be submitted with the application materials for consideration.
For more information on transfer credits for military service, review IU Policy ACA-78.
Some programs allow the option to test out of specific courses by taking a proficiency exam. While the test out process allows you to avoid taking one or more courses, it does not award credit.
A portfolio is a collection of work and documentation that represents your learning. Portfolios are reviewed by departments or faculty to determine the appropriate amount of credit.
Some programs will award credit for certifications you have received through local or national organizations.
When will I find out whether my credits will transfer?
Typically, within a few weeks of being admitted to IU as a transfer student, you’ll be able to access a detailed Transfer Credit Report by logging into One.IU.
This report will list all courses you've taken at other institutions, and indicate which ones will transfer to IU. If a course will transfer, the report will name the equivalent IU course for which you will receive credit.
Even if IU doesn’t have an equivalent offering, some courses can transfer as “undistributed credits.” Your academic advisor will be able to assist you with those.
Contact campus admissions
IU Admissions staff and counselors are always happy to help. Reach out directly to the Office of Admissions at the specific campus(es) you’re interested in.
Indiana University's transfer credit standards
Required disclosure on credit transfer policies
Adopted 11/26/13 • Updated 8/26/20
Effective July 1, 2020, Federal Law—§ 668.43(a)(12)—requires that an institution must disclose a statement on the transfer of credit that includes (1) any established criteria the institution uses regarding the transfer of credit earned at another institution and (2) a list of institutions with which it has established an articulation agreement. A school’s policies on transfer of credit from other institutions must be easily accessible on its website. This page outlines Indiana University standards for the acceptance of transfer credit, including the university policy against the acceptance of transfer credit from nationally accredited institutions.
The primary recommendation of the Indiana University Articulation & Transfer Committee is that faculty purview be the most significant driver in the final decisions of any transfer of credit or transfer credit policies, and that these general guidelines serve as the building blocks for a university-wide policy on transfer credit:
According to the Indiana University Constitution, section 2.2, “the faculty has authority over academic matters.” This would include the establishment of academic standards for transfer credit to maintain the integrity of the curricula and the degrees on each campus.
Departmental policy determines the required score, amount of credit, and whether the credit posted is undistributed or articulated to an IU course. Information on receiving credit for AP exams can be accessed through the specific campus to which students are applying. Each campus and its departments determine the acceptance of credit for CLEP, DSST, International Baccalaureate, or other forms of examination. In addition, portfolio credit or other competency-based credit will be determined by campus-specific policies.
Such credit will not transfer to any IU campus without verification by examination or other campus, faculty-approved method of assessment.
Credit from institutions that are regionally accredited will generally transfer to any IU campus as long as it meets the standards and the criteria set forth by the receiving campus (i.e., the transferring student achieved the appropriate grades, the coursework can be articulated or brought in as undistributed, etc.). Credit from regionally accredited institutions follows these parameters:
- There is no limit to the number of credit hours that may be transcripted.
- Students must meet the residency requirements for the campus and all applicable degree requirements, as set by the IU campus, school, and program.
- In accordance with UFC policy, no more than 64 credit hours earned at two-year institutions may be applied to any baccalaureate degree (see IU Policy ACA-56, Transfer of Credit Completed at the 100 and 200 level).
- Please note that 64 credit hours is an upper limit. Campuses may set the maximum lower than 64 credit hours, subject to state law.
- Credits earned at undergraduate institutions other than Indiana University in courses at first- or second-year levels (100/200 level courses or courses completed in two‐year institutions) and transferred for IU credit may not be recorded as equivalent to IU course credits at advanced (300/400) levels, or applied to degree requirements normally fulfilled only by advanced level course credits (see IU Policy ACA-56, Transfer of Credit Completed at the 100 and 200 Level).
- Credit will only be considered from institutions that have completed the accreditation process. No credit will be awarded from institutions under consideration for regional accreditation.
No credit will be accepted from nationally accredited institutions.
Graduate credit
- The determination of transfer credit for graduate and post-undergraduate professional programs is the purview of the appropriate school or department.
- Graduate coursework is not transferable into an undergraduate curriculum without permission from the appropriate chair or dean.
Completion of academic work at non-U.S. institutions
The post-secondary institution must be:
- Recognized as a degree-granting institution by the national Ministry of Education or an equivalent body with higher education oversight responsibilities and the authority to grant post-secondary academic qualifications in the country where the institution is located; or
- Recognized as a degree‐granting institution by a comparable government authority in countries where the tertiary academic field is under separate governance from the Ministry of Education (e.g., Ministry of Health); or
- Accredited by one of the six U.S. regional accrediting bodies; or validated through oversight of a recognized academic institution operating in a third country (i.e., evidence of validation requires official transcript issuance by the recognized academic institution); or
- Evidence of acceptance of the credit/degree toward advanced standing or graduate level study in accredited/recognized institutions in the country where the program is delivered; or
- In the case of portfolio credit or other competency-based credit, entities that grant such credit must be recognized in their home country and have the authority of the Ministry of Education or an equivalent body with higher education oversight responsibilities and the authority to grant post‐secondary academic qualifications or equivalencies.
If sufficient proof of recognition or accreditation is not available, no transfer credit can be awarded.
Intercampus transfers
Intercampus curricular and program differences: Students who have transfer credit from non-IU institutions and who transfer from one IU campus to another should be advised that the receiving campus will re‐evaluate the transfer of credit and determine which courses will count toward the desired degree at the destination campus. Whenever possible, upon receiving an Intercampus Transfer Application, the destination IU campus should advise the student of the differences in the transfer of credits prior to the student enrolling in coursework.
Student appeals
Students may appeal the decision on transfer coursework from non-IU institutions that was accepted at one IU campus and rejected at the IU destination campus through processes established at the destination campus. The student may request information from the originating IU campus with regard to the academic rationale for accepting the credit and present it to the destination campus as part of the case for acceptance along with any other requirements that the destination campus may have. The decisions of the faculty on the destination campus are final.
To support the value and consistency of transfer throughout IU, the state and university developed policies that are used throughout different IU institutions and campuses. The policies inform the principles of operation for the UTO. The specific policies and guidelines described below affect transfer students directly. These policies are relevant to transfer students because many students bring along transfer credit.
- Degree Maps (Indiana Code § 21-12-14)
- Educational Program Review; Powers of Commission; Approval or Disapproval of Branches, Degrees, and Programs (Indiana Code § 21-18-9-5)
- Educational Program Review; Common Course Numbering System (Indiana Code §21-18-9-7)
- Educational Program Review; Undergraduate Degree Programs; Number of Credit Hours (Indiana Code § 21-18-9-8)
- Transfer of Credits Among State Educational Institutions; Graduation Requirements (Indiana Code § 21-42-3-2)
- Transfer of Credits Among State Educational Institutions; Statewide Transfer General Education Core (Indiana Code § 21-42-3-5)
- Establishing Campus Admission Policies (BOT-22, formerly ACA-54)
- Transfer Credit Related to Military Service (ACA-78)
Issues affecting transfer
The Indiana Commission for Higher Education maintains TransferIN.net, which helps guide you through the process of transferring from one Indiana school to another. The Core Transfer Library (CTL) is a list of courses that will transfer among Indiana public institutions offering those courses. All meet general education or elective requirements, and some may apply to your degree program.
What’s next?
Take the next step to apply to IU, or keep exploring your options.
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Learn how to apply
Get a step-by-step guide to applying to IU.
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Get tips on transferring
Learn more about applying as a transfer student.
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Visit a campus
Find out about virtual and in-person campus visits.
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Financial aid and scholarships
Transfer existing aid or apply. Some campuses offer scholarships specifically for transfer students.